Planning for Retirement

For many people, pensions can feel confusing, yet they’re one of the most important parts of our financial lives.

Is your retirement drawing closer? If so, and you’re wondering how best to take money from your pension, you're not alone. Here’s what you need to know about your options.

Whether you’re tempted to dip into your pension now or you just want to know how far away your retirement could actually be, here’s everything you need to know about when you can access the money in your various pots.

According to the recent IFS Pension Review, 39% of private sector employees are not estimated to reach the benchmark for avoiding a large drop in living standard as they retire [1]. Could maximising your contributions to your pension fund now afford you a more secure retirement later?

With research showing just 27% of UK adults understand salary sacrifice — are you missing out on a smarter way to boost your pension?

Changing jobs doesn’t mean losing the pension you had with that employer – but it is worth knowing what happens next, so you can easily access your money in the future.

Recent statistics show that retirees in 2050 are expected to have an 8% lower income from their private pensions, than retirees in 2025. Additionally, nearly 15 million people are not currently set to have enough retirement income [1]. Is it time to consider something new?

Nobody likes losing money, especially when it comes to your hard-earned retirement fund. But when markets are volatile and your pension’s value is dropping, this blog explores what you could do to try and weather the storm — and come out the other side a better investor.

Opting for a personal pension gives you the power to align your investments with your values. Our ethical pension guide explores how you can make more sustainable and responsible choices on your path to retirement.

Looking for a Personal Pension to help you boost your retirement fund and do the things you love? Here are some reasons to consider a Wealthify SIPP to help fund the future you’ve worked so hard for.

Finding the best approach to managing your pension pot can help to secure financial longevity, as well as peace of mind, in the run up to your retirement.

If you’ve done your research and you’re ready to start your own personal pension, here’s how you open your new Self-Invested Personal Pension. On your marks, get ‘SIPP’, Go!