Planning for Retirement

This guide covers everything you need to know about the State Pension triple lock: what it is, the 4.1% increase for 2025/26, who qualifies, and how to plan your retirement income beyond the State Pension.

With there being an estimated 3.3 million lost pensions in the UK, worth an average of £9,470 each [1], it’s easy to lose track of your old pots — especially if you’ve changed jobs multiple times.

If you’re approaching retirement or already there, you might be considering flexi-access drawdown as a way to access your pension pot. But what exactly is it, and how does it compare to other options?

Is it worth combining pensions? Having your pots in one place could bring many perks — from having a clearer picture of how much you have tucked away for future you, to gaining more control over how this money is invested.

If your taxable income is over £200,000 per tax year, your pension contributions may be subject to ‘tapering’, potentially reducing your pension annual allowance. Understanding how this works and exploring possible options in addition to pension contributions could be key to maximising your financial planning.

According to research, there are an estimated 3.3 million lost pension pots in the UK, worth a combined £31.1 billion [1]. If you’re wondering how to find a pension from a dissolved company, this guide will walk you through the process step by step.

For many people, pensions can feel confusing, yet they’re one of the most important parts of our financial lives.

Is your retirement drawing closer? If so, and you’re wondering how best to take money from your pension, you're not alone. Here’s what you need to know about your options.

Whether you’re tempted to dip into your pension now or you just want to know how far away your retirement could actually be, here’s everything you need to know about when you can access the money in your various pots.

According to the recent IFS Pension Review, 39% of private sector employees are not estimated to reach the benchmark for avoiding a large drop in living standard as they retire [1]. Could maximising your contributions to your pension fund now afford you a more secure retirement later?

If you’re paying into a pension but not be sure how much is going in — or where to find that info, this article is for you. Read on to find out how to check your pension contributions, what you should look for, and how it all fits into your retirement savings.

With research showing just 27% of UK adults understand salary sacrifice — are you missing out on a smarter way to boost your pension?