Bring Your Pensions Together
Our straightforward consolidation process makes it easy to transfer your pensions to Wealthify, giving you a clearer view of your future.
Get a clear view of your pensions
In the UK, most people have around 6 jobs by the time they're 45. Don't lose track of your pensions; make the most of them by consolidating them in a Wealthify Pension.
Bringing your pensions together can give you a clear view of how much is in your pot and let you check you're on track.
Start a Transfer
Transfer in 3 easy steps
Tell us about your pensions
Tell us a few details about your pensions, including a reference number and recent value.
We manage your transfer
We’ll talk to your provider and start the transfer. This usually takes 2-6 weeks.
We invest and optimise
We'll monitor your Plan 365 days a year, adjusting it to stay on track.
Reasons to Consolidate
Make it easier to manage your pensions by bringing them together with Wealthify. See how much is in your pot, how it's performing, and what you're paying.
- Simple sign up process
- Change your investment style whenever you need to
- No set up or transfer fees
- Ethical Pensions available
- Low cost, so you keep more of your money
- Track performance 24/7 online or in our app
- Choose how you're invested
- Drawdown from 55 with an option to take 25% tax-free
Your current provider may charge exit fees, so it's worth checking before you transfer. We're unable to accept any pensions that you're already taking an income from, or that have defined benefits or guarantees. You can find out more about this in our FAQs.
WHY CHOOSE WEALTHIFY?
- One Low Fee
- Flexible
- Safe & Secure
- Here for You
Complete transparency
Some providers have a low management fee, but hide extra charges which can impact your returns over time. At Wealthify, we charge a flat fee to manage your Pension, so you always know where you stand.
About our fees
You’re in control
A Pension that fits in with you - choose to set up a regular payment, or top up whenever you can. Change or pause your payments anytime online or in our app.
Get Started
In safe hands
Up to the first £85,000 of your money can be protected by the Financial Services Compensation Scheme (FSCS) and we’re authorised and regulated by the Financial Conduct Authority (FCA).
How Wealthify works
Here when you need us
From sign up to draw down, we offer no paperwork, no post, just a simple, seamless online pension. If you do need help, our UK based customer care team are available on phone, live chat or email.
Contact usFree Pension Guide
Not all personal pensions are the same, so we’ve created this useful guide to give you information on:
- What a Self Invested Personal Pension (SIPP) is
- How the 25% tax relief top up works
- How a SIPP differs from a workplace pension
- Reasons for consolidating pensions
This guide doesn't offer personal advice, speak to a financial adviser if you're unsure about whether investing is right for you.
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Learn more about our Pension
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How do I transfer a pension to Wealthify?
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Transferring your old pensions is easier than you might think – all we need to know is who your old providers are, reference numbers , an estimated value, and your permission to get in touch with your old providers regarding your pensions. You can usually find this information on your latest pension statement. We’ll do the rest and consolidate them into your Wealthify Pension.
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Is there a charge to transfer my pension?
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No, it is free to transfer your pension(s) into Wealthify. Your old provider may charge exit fees or transfer fees, so you may want to check this with them before you go ahead.
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What types of pensions can I transfer?
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You can transfer in most types of pensions, although there are exceptions. For example, the government doesn’t allow the transfer of a public service pension. Similarly, if your pension has defined benefits – such as guaranteed annuity rates or a final salary promise – then we won’t be able to accept this, so please check before requesting a transfer. We also cannot accept a transfer if you’re already taking an income from it.
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Do I need to contact my old pension provider before I transfer?
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In the majority of cases, no. We can begin a pension transfer on your behalf without you needing to do anything. However, things happen, and if your old provider objects or needs further confirmation, then we’ll get in touch to let you know what’s needed.
We don’t charge you anything to transfer, but your old provider may charge exit fees or transfer fees, so you may want to check this with them before you go ahead.
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Can I transfer a pension that I'm already accessing?
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No, unfortunately, we’re not able to accept pensions that are already in payment or if you’ve already taken income from.