Enjoy Tax-Efficient Savings

What is an ISA?

Individual Savings Accounts (ISAs) are a little gift from the UK government, so you should really make the most of them.

ISAs are a great way for UK residents to save or invest up to £20,000 tax-efficiently each year
There are four main types of ISA for over 18s: Cash ISA, Investment ISA, Innovative Finance ISA and Lifetime ISA
You can open one each of the four ISA types per year, and split your allowance between them (up to £4000 in a Lifetime ISA)
You can open an investment ISA with Wealthify, provided you haven't opened another stocks & shares ISA this tax year
This year's ISA allowance
£20,000
With investing your capital is at risk

Use it or lose it

Use your ISA allowance by 5th April, or lose it forever.

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Why choose a Wealthify investment ISA?

With saving rates so low, now may be the time to consider an investment ISA, for a chance for better returns.

  • Easy sign up process
  • Effortless investing
  • Your money won't be locked away and you can withdraw it without penalty
  • Access your account 24/7
  • Low fees and no hidden costs
  • No capital gains tax or income tax to pay on your money as it grows
With investing your capital is at risk

Transfer to a Wealthify ISA

Why would you transfer?

With the ISA limit increased to £20,000, now may be a good time to consider putting some of your money in an Investment ISA:

  • Use part or all of your ISA allowance to save tax-efficiently in an Investment ISA for a chance of better returns.
  • Save money on fees - you may be paying higher fees for your other investment ISAs and could save if you consolidate
  • Your money won't be locked away, you can withdraw or transfer it at any time

How to do it?

You can transfer any cash ISAs or investment ISAs (aka stocks & shares ISAs) you have with other providers to Wealthify

Transferring ISAs from previous tax years doesn’t impact your current ISA allowance at all, so you can still put up to £20,000 into an ISA this tax year. However, if you want to transfer an ISA you’ve paid into this tax year, you have to transfer the whole amount, and it will count towards this year’s ISA allowance

Within your Wealthify ISA, you can set up as many different ISA Plans as you like, both for transfers in and for this year’s ISA allowance

When you transfer an ISA to Wealthify, you should always use the official ISA Transfer Form to retain the ISA tax benefits

 

Please remember with an investment ISA your capital is at risk.

Wealthify Customer Reviews

4.41 Average

318 Reviews

Matthew Tanner

Easy to setup and use, simple charging structure, well balanced investment portfolios, easy withdrawal and lovely people.

Posted 8 hours ago

Harry Gill

I had an unfortunate matter when, my request for a withdrawal was made a little late. This would have resulted in me missing my property completion date! (and therfore a big penalty). Fortunately, Nick and the team were very helpful and pushed through my funds in time for completion :) Very helpful and skilllful team at Wealthify. Thank you again.

Posted 1 week ago

Anonymous

good app, website and customer support

Posted 2 weeks ago

Anonymous

Easy to setup and manage, good phone app.

Posted 2 weeks ago

Anonymous

Easy to use.

Posted 1 month ago

Anonymous

Easy to set up and excellent results so far.

Posted 1 month ago

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