Enjoy Tax-Efficient Savings

What is an ISA?

Individual Savings Accounts (ISAs) are a little gift from the UK government, so you should really make the most of them.

ISAs are a great way for UK residents to save or invest up to £20,000 tax-efficiently each year
There are four main types of ISA for over 18s: Cash ISA, Investment ISA, Innovative Finance ISA and Lifetime ISA
You can open one each of the four ISA types per year, and split your allowance between them (up to £4000 in a Lifetime ISA)
You can open an investment ISA with Wealthify, provided you haven't opened another stocks & shares ISA this tax year
ISA allowance for 2017/2018
£20,000
With investing your capital is at risk

Use it or lose it

Use your 2017/18 ISA allowance by 5th April 2018, or lose it forever.

365
days
23
hours
59
mins
59
secs

Why choose a Wealthify investment ISA?

With saving rates so low, now may be the time to consider an investment ISA, for a chance for better returns.

  • Easy sign up process
  • Effortless investing
  • Your money won't be locked away and you can withdraw it without penalty
  • Access your account 24/7
  • Low fees and no hidden costs
  • No capital gains tax or income tax to pay on your money as it grows
With investing your capital is at risk

Transfer to a Wealthify ISA

Why would you transfer?

With the ISA limit increased to £20,000, now may be a good time to consider putting some of your money in an Investment ISA:

  • Use part or all of your ISA allowance to save tax-efficiently in an Investment ISA for a chance of better returns.
  • Save money on fees - you may be paying higher fees for your other investment ISAs and could save if you consolidate
  • Your money won't be locked away, you can withdraw or transfer it at any time

How to do it?

You can transfer any cash ISAs or investment ISAs (aka stocks & shares ISAs) you have with other providers to Wealthify

Transferring ISAs from previous tax years doesn’t impact your current ISA allowance at all, so you can still put up to £20,000 into an ISA this tax year. However, if you want to transfer an ISA you’ve paid into this tax year, you have to transfer the whole amount, and it will count towards this year’s ISA allowance

Within your Wealthify ISA, you can set up as many different ISA Plans as you like, both for transfers in and for this year’s ISA allowance

When you transfer an ISA to Wealthify, you should always use the official ISA Transfer Form to retain the ISA tax benefits

 

Please remember with an investment ISA your capital is at risk.

Wealthify Customer Reviews

4.36 Average

213 Reviews

Anonymous

So many things - great designed front end, that gives clarity to my investments and their underlying performance; the fees, or lack thereof, as this is a major barrier to investing that is a serious challenge to overcome compared to a traditional stockbroking platform and prompt customer service when I've had to interact with the team!

Posted 1 week ago

Bruce

Great customer support. Affordable service. Excellent platform. Hassle free registration and investment process. Overall, I'm very happy.

Posted 1 week ago

Janet Perez

Return I want

Posted 1 week ago

Janet Hall

I am not over informed as with others all the time ever day. I get information a few times a month which is fine for me.

Posted 1 week ago

Trevor Smith

Great customer service, fantastic low fees. Extremely impressed so far. Would certainly recommend to others.

Posted 2 weeks ago

Ease of use . Easy set up. Robo investment for beginners .

Posted 2 weeks ago

Read more reviews at Reviews.co.uk