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These Wealthify Website and App Terms of Use (“Terms of Use”) govern your use of Wealthify.com and any other website where we display these terms (each a “Site”), as well as our mobile application(s) (“App”).
Please read these Terms of Use carefully. By continuing to use our Site and / or by downloading and using our App, you are agreeing to comply with and be bound by them.
If you do not wish to be bound by our Terms of Use, you must not continue using our Site and / or App and / or download our App. If you fail to comply with our Terms of Use, your right to access and use our Site and / or App shall cease immediately.
These Terms of Use should be read alongside our Privacy Policy and Cookie Policy. Both policies set out the terms surrounding how we process any personal data collected from / provided by you as well as information about the cookies on our Site and App.
If you decide to open an account with us, our Customer Agreement and Product Terms and Conditions will also apply to you.
If anyone shares your internet connection or accesses our Site / App, you’re responsible for ensuring they’re aware of – and comply with – these Terms of Use (and other applicable terms of business / policies).
In these terms, “we”, “our” and “us” means Wealthify Limited; “you” and “your” means any person who accesses and uses our Site and / or downloads our App.
We are registered in England and Wales under company number 09034828, and have our registered office at Tec Marina, Terra Nova Way, Penarth, Cardiff, Wales, CF64 1SA. We are a limited company, authorised and regulated by the Financial Conduct Authority (FCA number 662530).
For the most up-to-date contact information (including how to reach us by phone, message, or post), please visit our Help Centre at: https://www.wealthify.com/help-centre
We may amend these Terms of Use from time to time, without notice. We recommend that you periodically review these Terms of Use, to make sure you’re still happy to comply with and be bound by them.
We may, without notice, update and change our Site and App from time to time to reflect changes to our products, users’ needs, and business priorities.
Our Site and App are free of charge to use and download.
We do not guarantee that our site (or any Content on it), will always be available or uninterrupted. We may suspend, withdraw, or restrict the availability of all / any part of our Site or App for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal — and do our best to keep any periods of unavailability to a minimum.
By “Content”, we mean all: information; text; images; videos; audio; graphics; software; code; designs; trademarks; logos; data; or any other materials that are accessible on or through our Site and App.
Our Site and App are intended for use in the United Kingdom. Content may not be appropriate for use in other locations. If you access our Site or App from outside the United Kingdom, you do so at your own risk.
Content is provided for general information only; it is not intended to amount to advice on which you should rely. You should obtain professional advice before taking – or refraining from – any action on the basis of the Content. We are not liable for your use of any Content, which is done entirely at your own risk. It is your responsibility to ensure any Content meets your needs.
While we strive to ensure that the Content is accurate, complete, and up to date, we make no warranties or guarantees regarding the accuracy, reliability, timeliness, performance, completeness, or suitability of the Content. Content may contain inaccuracies or errors from time to time, and we expressly exclude liability for any such inaccuracies or errors, to the fullest extent permitted by law.
You are responsible for maintaining the confidentiality of your account information, including your username, password, or any other piece of information as part of our security procedures.
At any time, we have the right to disable any user identification code or password (whether chosen by you or allocated by us) if, in our reasonable opinion, you have failed to comply with these Terms of Use.
You must notify us immediately if you become aware of or suspect any unauthorised access to or use of your account.
You may only access and use our Site and App for personal, non-commercial purposes, unless we have expressly given you prior written permission to use them for commercial or business purposes (for example, under a partner agreement).
You may engage in activities that are directly related to the core services and functions of the Site and App.
You may not use our Site or App:
You may not tamper with, modify, reverse engineer, or amend any part of our Site or App, nor operate a link to our Site or App without our prior written permission. You may be asked to immediately remove any link to our Site or App at any time, and we may withdraw any previously given permission at any time.
Failure to comply with these terms may result in the suspension or termination of your access to our Site and App — and could lead to legal action.
If you upload a profile photo or any other content to our Site or App, you confirm you own that content or have the right to use it, and that it does not infringe anyone else’s rights. You grant us a limited licence to use, store, and display that content for the purposes of operating your account and any related features. We reserve the right to remove any uploaded content that violates our Terms of Use.
You must not use any automated tools, including (but not limited to) bots, scripts, web crawlers, or artificial intelligence (AI) systems, to access, extract, or collect data or Content from our Site and App without our prior written permission. This includes any form of text or data mining, scraping, or other techniques to harvest or reproduce Content from our Site and App for any purpose, such as (but not limited to) using the data for training AI models or machine learning algorithms.
All Content, features, and functionality available on our Site and App are our exclusive property, or our licensors. They are also protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws and treaties around the world. All such rights are reserved.
All trademarks, service marks, logos, and trade names displayed on our Site and App, are registered and unregistered trademarks of Wealthify Limited or our licensors. You may not use, reproduce, or distribute any of these trademarks without our prior written consent. Unauthorised use of our trademarks is prohibited and may violate trademark laws.
Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, and revocable licence to access and use the Site and / or App for your personal, non-commercial use.
To the extent that we are legally able to do so, we exclude all conditions, warranties, representations, or other terms that may apply to our Site, App or Content — whether expressed or implied.
Nothing in these Terms of Use excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English Law.
We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
We only provide our Site and App for domestic and private use. You agree not to use our Site or App for any commercial or business purposes, unless such use is expressly authorised by us. For example, where you are a partner or prospective partner operating under a separate agreement or arrangement with us.
If you are a business user, we will not be liable for:
While we will always try to ensure that our Site and App are secure, we cannot guarantee that they or the Content will be free from viruses, malware, trojan horses, worms, or other harmful components. By using our Site and / or App, you acknowledge that there will be inherent security risks.
It is your responsibility to ensure you have appropriate, up-to-date antivirus software and other security measures in place on your devices, to protect against any potential threats.
You must not knowingly introduce viruses, malware, trojan horses, worms, logic bombs, or other harmful and malicious elements to our Site or App.
You must not attempt to gain unauthorised access to our Site or App, the server on which the Site or App is hosted, or any server, computer, or database connected to the Site or App. You must not attack our site via a denial-of-service attack or distributed denial-of service attack.
Any attempt to breach the security of our Site or App – or to engage in malicious activities as described above – may constitute a criminal offence under the Computer Misuse Act 1990. We will report any such breach or attach to the relevant law enforcement authorities and co-operate fully with them, including disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
You must not link to our Site or App – or to any content within them – without our prior written consent and an established relationship with us.
If we give you permission to link to our Site or App, you must do so in a way that is fair, legal, and does not damage our reputation or take advantage of it. You must not present the link in a way that:
We reserve the right to withdraw any linking permission and require the immediate removal of any link to our Site or App at any time, without notice or reason.
The website or platform from which you are linking must comply in all respects with the Content standards set out in these Terms of Use.
We are not responsible for and have no control over the content, policies, or practices of any third-party websites or applications that link to or from our Site or App. Any links to third party websites or resources are for information only.
These Terms of Use are governed by English Law. The courts of England and Wales will have exclusive jurisdiction in dealing with any disputes arising out of your use of our Site and / or App.
Please contact us if you have any concerns about the Content on our Site and / or App.