Slide your pensions out of snooze mode

Pensions aren't supposed to be lazing around until you're ready to retire. They're meant to be agile, active and working for you.

At Wealthify, we want to give your pensions a wake-up call and help you bring them together. Whether you’re cautious, ambitious or ethical with your money, get them working in a way that suits you.

So, rouse your pensions from their slumber, and you could earn up to £200 cashback. And as an added bonus, you could even be entered into a prize draw to win £20,000* - now that’s something worth getting out of bed for!

Here's how much you could earn:

  • £50 for transfers between £50 and £9,999
  • £100 for transfers between £10,000 and £19,999
  • £200 for transfers of £20,000 or over

To get this offer, you’ll need click the ‘Activate Offer’ button below to register your interest. You will then have six months to come back and complete your pension transfer/s.

* £20,000 prize draw open to all new and existing Wealthify customers who have a funded Pension Plan by Friday 11th November and excludes Northern Ireland. £50 minimum pension deposit or transfer applicable.

Terms and conditions apply. Capital at risk.

With investing, your capital is at risk.

pension investment calculator

Make the most of your old pensions

Many workplace pensions can be moved to another provider - and all it takes is just a few basic details to get started.

Simply let us know what pensions you want to combine, and we'll bring them all together in your Wealthify Pension - it really is as straightforward as that! You'll be able to see exactly how your retirement fund is shaping up, have flexibility over how you add to it, and could even save some money by moving from your old providers.

Start a transfer
With investing your capital is at risk

Make the most of your old pensions

Many workplace pensions can be moved to another provider - and all it takes is just a few basic details to get started.

Simply let us know what pensions you want to combine, and we'll bring them all together in your Wealthify Pension - it really is as straightforward as that! You'll be able to see exactly how your retirement fund is shaping up, have flexibility over how you add to it, and could even save some money by moving from your old providers.

Start a transfer
With investing your capital is at risk
pension investment calculator

Lost your pensions?

Don't worry if you can't find your pension, you're not alone! Losing track of traditional pensions is easily done, especially if you've moved house or can't find that all important paper statement.

The good news is that this problem is so common that we've pulled together a step by step guide to tracing your pensions. And if you're still stuck and want a bit more help, then get in touch with our Customer Care team.

Lost your pensions?

Don't worry if you can't find your pension, you're not alone! Losing track of traditional pensions is easily done, especially if you've moved house or can't find that all important paper statement.

The good news is that this problem is so common that we've pulled together a step by step guide to tracing your pensions. And if you're still stuck and want a bit more help, then get in touch with our Customer Care team.

Transfer in 3 easy steps

Tell us about your pensions

Tell us a few details about your pensions, including a reference number and recent value.

We manage your transfer

We’ll talk to your provider and start the transfer. This usually takes 2-6 weeks.

We invest and optimise

We'll monitor your Plan 365 days a year, adjusting it to stay on track.

Transfer a pension

Take control of your future with our pension calculator

Remove the guesswork about your retirement with our simple four step pension calculator to find out how much you could have in your pension pot and what you might need for your perfect retirement

Start calculating my pension
With investing your capital is at risk

Learn more about pension consolidation

How do I transfer a pension to Wealthify?

Transferring your old pensions is easier than you might think – all we need to know is who your old providers are, reference numbers , an estimated value, and your permission to get in touch with your old providers regarding your pensions. You can usually find this information on your latest pension statement. We’ll do the rest and consolidate them into your Wealthify Pension.

If you’re an existing customer, simply head to your Dashboard and use the ‘transfer in’ button on your home screen.

How long does it take to transfer a pension?

This can differ from provider to provider, but the majority of pension transfers take 2-3 weeks. The exceptions are if there are issues locating your pension, or if we have to manually transfer your pension, then it could take up to 12 weeks. If we do find that we need more details from you to process a transfer, our team will get in touch to let you know what’s needed.

 

How many pensions can I transfer?

As many as you want – whether that’s one or twenty – there’s no limit on how many pensions you can transfer into Wealthify.

 

Is there a charge to transfer my pension?

No, it is free to transfer your pension(s) into Wealthify. Your old provider may charge exit fees or transfer fees, so you may want to check this with them before you go ahead.

How can I find out more about a Wealthify Pension?

Not all personal pensions are the same, so we’ve created this useful guide to give you information on:

  • What a Self Invested Personal Pension (SIPP) is
  • How the 25% tax relief top up works
  • How a SIPP differs from a workplace pension
  • Reasons for consolidating pensions

This guide doesn't offer personal advice, speak to a financial adviser if you're unsure about whether investing is right for you.


Download your Pension Guide 

How does the pension cashback offer work?

With this offer, you could earn up to £200 in cashback by transferring an old workplace or personal pension to us – even if you’re already an existing customer of Wealthify. 

To be eligible for this offer, you will need to register your interest by clicking the ‘Activate your offer’ button on the relevant landing page. You will also be given the opportunity to activate this offer if you complete our Pension Calculator. 

Once you’ve registered for the offer using either of the methods mentioned above, you will have six months to complete your transfer. 

Subject to the offer’s term and conditions, the amount of cashback you could earn are as follows: 

  • £50 for transfers between £50 and £9,999  
  • £100 for transfers between £10,000 and £19,999  
  • £200 for transfers of £20,000 or over 

Please note that you can transfer as many pensions as you like, although the cashback amount will be limited to a maximum of £200 per person. You are able to transfer multiple pensions to boost the amount of cashback you could receive (up to a maximum of £200), but you will not be able to top-up your pension with cash to reach the requirements to get the cashback. 

For example, if you transferred two pensions worth £10,000 each, then you would be eligible for the maximum amount of £200 cashback (as their combined value is £20,000). 

If you complete your transfer before 11th November 2022 (or you have a funded pension before that date), you will also be automatically entered into our £20,000 pension prize draw (unless you are a resident of Northern Ireland and are therefore excluded from the prize draw).  

You can read the full T&Cs for the pension prize draw and cashback offer here. 

How will I get paid my cashback for the pension transfer offer?

To be eligible for the cashback, the money you transferred must remain invested in your Wealthify pension for at least six months. 

If you are transferring multiple pensions to us, all transfer requests will also need to have been made within six months of registering your interest in the offer, and the cashback will only be paid once all transfers have been completed successfully and in accordance with the offer’s terms and conditions. 

After these six months have passed, the cashback will be paid to you within a period of 30-days. The cashback will either be paid directly into your pension with us, or the bank account that’s associated with your Wealthify account. 

However, if you have not registered for the offer before choosing to transfer a pension to Wealthify, then the cashback cannot be paid. 

Read the full T&Cs for the offer here. 

What happens when the pension cashback offer ends?

If you haven’t made the request to transfer your pension(s) to us within six months of registering your interest in this offer, we won’t be able to pay you any cashback.  

The cashback will also only be paid once your transfers have been successfully completed. 

Once this offer ends (with this date to be decided by Wealthify without any prior notice needing to be provided), you will still be able to transfer your pension(s) to us if you wish. However, unless you have registered your interest in another cashback offer for pension transfers to Wealthify, you will not be eligible for any cashback upon completing your transfer. 

However, we frequently run cashback offers just like this one, so keep an eye on our website, social media profiles and your email inbox) to be the first to find out about these. 

Read the full T&Cs for the offer here. 

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Strength in depth

Wealthify is backed by Aviva, one of the UK’s largest financial services institutions which has looked after British consumers for more than 300 years.
We operate independently of Aviva, which means you get the best innovation in smart simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.
Being part of the Aviva group of companies allows us to develop our business, but at an accelerated pace and with greater confidence.

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