Junior Stocks and Shares ISA
AWARD-WINNING, EFFORTLESS & MANAGED BY EXPERTS
Invest in your child’s future and you could help them to achieve dreams they may not even know they have yet.
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A tax-efficient way to save up to £9,000 every year for your child.
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More of your child's money stays invested, thanks to our low-transparent fees
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Staying true to your values, thanks to our Ethical Junior ISA option.
Earn £25-£200 cashback
When you pay or transfer into a Wealthify Junior ISA
- £25 cashback for transfers and/or deposits totalling between £2,000 and £4,999
- £50 cashback for transfers and/or deposits totalling between £5,000 and £9,999
- £100 cashback for transfers and/or deposits totalling between £10,000 and £19,999
- £200 cashback for transfers and/or deposits of £20,000+
Offer open for registrations until 28th October 2026. Offer is only applicable on the Wealthify Junior ISA and a minimum deposit or transfer value of £2,000 applies. You will need to remain invested for 18 months following the date of registration. New customers only. Terms & Conditions apply.
To get this offer, click 'register for offer' below, read the important things to consider and proceed to the offer registration. You'll then have 3 months to make your deposit or start your transfer(s).
With investing, your capital is at risk. Tax treatments depend on your individual circumstances and may change in the future.
Best Junior ISA - 7 years running
Personal Finance Awards
Why choose a Junior ISA for your savings?
With a Junior ISA – also known as a JISA – you can save and invest without being taxed on the interest or gains. This is especially important because, if the money saved for your child generates more than £100 in interest a year, it'll be taxed at the parent's tax rate for all the interest — not just the bit that's over £100.
A Junior ISA protects against this, with all interest and gains being tax-free meaning they get to keep more of their returns. And, seeing as their profits are reinvested to try and generate further profit (known as compounding), their Junior ISA could grow a bit faster.
Ethical Junior ISA investment options
Help shape a sustainable future for your child
- Invest up to £9,000 tax efficiently each year and give their money a chance to make a difference.
- Wealthify's Ethical Plans aim to exclude industries and activities that are considered harmful to society and the environment such as unfair labour practices and deforestation.
- With actively managed ethical funds, the activities of the companies your child's money is invested in are regularly monitored.
- Learn more and stay up-to-date with our Ethical Blogs
How to start a Junior isa
Choose your plan
Pick from 5 investment styles, our Original or Ethical Plan, and tell us how much you want to invest for your child via a one-off payment or regular Direct Debit.
Take our Suitability Quiz
This is our way of helping you start your child's JISA in a way that's right for your circumstances and attitude to risk.
We build and manage your Plan
Our experts then get to work on building and managing your child's Plan, keeping it in line with your chosen style.
Access to the JISA
Your child will have access to their JISA on their 18th birthday, at which point the money can be used as they see fit — including reinvesting it, potentially.
Transfer to a Wealthify Junior ISA
If you want to give your Junior Cash ISA or Child Trust Fund more potential, we've made transferring them to Wealthify's Junior Stocks and Shares ISA a simple, hassle-free process.
Just let us know you want to move to Wealthify, then we'll do the rest. If you're looking to move an existing Junior Stocks and Shares ISA or Child Trust Fund, please note that we'll need to move the whole amount, as you're only allowed one account of this type per child.
Friends and family
When it comes to raising a child, there's nothing quite like a helping hand.
Which is why – whether it's family, friends, or that lovely lady next door – our Junior ISA lets you invite anyone to contribute towards and grow your child's savings.
They can even leave a personalised note for every contribution they make, creating that memorable touch.
Wealthify: a name you can trust
Secure
Your login details will always be kept secure — but never shared with anybody else.
Supported
Strength
Wealthify is owned and backed by Aviva: one of the UK's largest financial institutions.
What is the Junior ISA Allowance?
The Junior ISA allowance for this tax year is
£9,000