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Offer Expired

JUNIOR STOCKS & SHARES ISA

ENJOY WITH 12 MONTHS OF ZERO MANAGMEENT FEES

  • A tax-efficient way to save up to £9,000 every year for your child.
  • More of your child's money stays invested, thanks to our low-transparent fees.
  • Staying true to your values, thanks to our Ethical Junior ISA option.

Simply click the ‘Register For Offer’ button below, open a Wealthify Junior ISA and pay no management fees for 12 months.

New customers only. Offer ends 20/03/2026 (extended from 27/02/2026). Terms and Conditions apply.

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future. Minimum deposit of £1 required.

Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.

Why choose a Junior ISA for your savings?

With a Junior ISA – also known as a JISA – you can save and invest without being taxed on the interest or gains. This is especially important because, if the money saved for your child generates more than £100 in interest a year, it'll be taxed at the parent's tax rate for all the interest — not just the bit that's over £100.

A Junior ISA protects against this, with all interest and gains being tax-free meaning they get to keep more of their returns. And, seeing as their profits are reinvested to try and generate further profit (known as compounding), their Junior ISA could grow a bit faster.

An example Junior ISA account at Wealthify displayed on a phone.

Best Junior ISA - 6 years running
Personal Finance Awards

The Personal Finance Awards 2024/25 - Wealthify wins Best Junior ISA 6 years in a row.

Ethical Junior ISA investment options

Help shape a sustainable future for your child

  • Invest up to £9,000 tax efficiently each year and give their money a chance to make a difference.
  • Wealthify's Ethical Plans aim to exclude industries and activities that are considered harmful to society and the environment such as unfair labour practices and deforestation.
  • With actively managed ethical funds, the activities of the companies your child's money is invested in are regularly monitored.
A screenshot of an example Wealthify Junior ISA account with an ethical plan and a confident investing style

How to start a Junior isa

Choose your plan

Pick from 5 investment styles, our Original or Ethical Plan, and tell us how much you want to invest for your child via a one-off payment or regular Direct Debit.

Step 1

Take our Suitability Quiz

This is our way of helping you start your child's JISA in a way that's right for your circumstances and attitude to risk.

Step 2

We build and manage your Plan

Our experts then get to work on building and managing your child's Plan, keeping it in line with your chosen style.

Step 3

Access to the JISA

Your child will have access to their JISA on their 18th birthday, at which point the money can be used as they see fit — including reinvesting it, potentially.

Step 4

Transfer to a Wealthify Junior ISA

If you want to give your Junior Cash ISA or Child Trust Fund more potential, we've made transferring them to Wealthify's Junior Stocks and Shares ISA a simple, hassle-free process.

Just let us know you want to move to Wealthify, then we'll do the rest. If you're looking to move an existing Junior Stocks and Shares ISA or Child Trust Fund, please note that we'll need to move the whole amount, as you're only allowed one account of this type per child.

A screenshot of an example Wealthify Junior ISA account displaying two options: adding money into the account or transferring in from a CTF or another JISA provider

Friends and family

When it comes to raising a child, there's nothing quite like a helping hand.

Which is why – whether it's family, friends, or that lovely lady next door – our Junior ISA lets you invite anyone to contribute towards and grow your child's savings.

They can even leave a personalised note for every contribution they make, creating that memorable touch.

A family at a child's birthday party gathered around a birthday cake while the birthday boy cuts the cake.

Wealthify: a name you can trust

Secure

Your login details will always be kept secure — but never shared with anybody else.

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Supported

Our award-winning Customer Care team are happy to help via Live Chat, or on 0800 802 1800.

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Strength

Wealthify is owned and backed by Aviva: one of the UK's largest financial institutions.

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