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Junior ISA Cashback

TERMS & CONDITIONS
  1. Offer Considerations
  1. You must register for this offer before the closing date. This does not mean you must transfer or invest straight away, please take time to consider if investing with Wealthify is right for you.
  2. This offer is for the first created Junior Stocks and Shares ISA (‘JISA’) only and excludes any transfers or deposits into a Wealthify Cash ISA, Instant Access Savings Account, Stocks and Shares ISA, General Investment Account (GIA), or Self-Invested Personal Pension (SIPP).
  3. If you transfer an existing JISA or Child Trust Fund (CTF) to Wealthify, we will not be responsible for paying any exit fees that may be charged by your current provider. You should consider if your existing provider charges exit fees, as these could limit the financial benefit of changing provider.
  4. You should understand the different fees and charges before making any transfers, checking that everything makes financial sense for you.
  5. As with all investing, your money is at risk as the value can go down as well as up and you may get back less than you invest. The current JISA allowance for the 2026/2027 tax year is £9,000. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek financial advice.
  1. How Do You Qualify?
  1. You must be a new customer to Wealthify and a tax resident of Great Britain and Northern Ireland.
  2. You must register your interest in transferring an existing JISA, transferring an existing CTF or making deposits into a Wealthify JISA. This is your ‘Offer Registration Date’.
  3. You must register this interest by clicking the ‘Register For Offer’ button and opening a Wealthify Account before 23:59 on Wednesday 28th October 2026, through the dedicated offer page and creating a Junior Stocks & Shares ISA Plan within your account.
  1. Who Does Not Qualify For This Promotion?
  1. This promotion is not available for current Wealthify customers or if you have previously opened a Wealthify Account.
  2. This promotion is not available for deposits and/or transfers into a Wealthify Cash ISA, Instant Access Savings Account, a Stocks and Shares ISA, GIA, or SIPP.
  3. This promotion is only for the first created JISA under this offer and is not available to any subsequent JISAs created and funded through your Wealthify Account.
  1. How Will You Get Cashback?
  1. All transfer request forms must be submitted to Wealthify within three (3) months of your Offer Registration Date and funds received within twelve (12) months of your Offer Registration Date.
  2. All cash deposits must be received within three (3) months of your Offer Registration Date.
  3. The transfers and/or deposit timeframes noted in 4(a) and 4(b) above shall be known as the ‘Qualifying Period’.
  4. The transfers and cash deposits received into the JISA during the Qualifying Period shall be known as ‘Qualifying Contributions’, in each case within the applicable annual JISA subscription limit and subject to these terms and conditions.
  5. Subject to 4(g) below, the cashback will be based on the combined net value of completed Qualifying Contributions (the ‘Qualifying Investment’) within the Qualifying Period and in line with the following and subject to these terms and conditions:
          i. £25 cashback for Qualifying Contributions between £2,000 - £4,999
          ii. £50 cashback for Qualifying Contributions between £5,000 - £9,999
          iii. £100 cashback for Qualifying Contributions between £10,000 - £19,999
          iv. £200 cashback for Qualifying Contributions of £20,000+
  6. The cashback will be calculated based on all successful deposits, and transfers requested, into the JISA during the 3 months after your Offer Registration Date.
  7. The maximum amount of cashback available is £200 per customer.
  8. You must remain invested until the end of the eighteen (18)-month period following your Offer Registration Date.
  9. Within thirty (30) calendar days following the eighteen (18)-month period noted in 4(h) above, the cashback will be paid directly into your first funded Wealthify JISA under this offer and will form part of the child’s investment.
  1. When Will You Not Get Cashback?
  1. If you have not registered for the offer before initiating any Qualifying Contributions into a JISA.
  2. If a transfer request is not started within the Qualifying Period, being within three (3) months of your Offer Registration Date or not received within twelve (12) months of your Offer Registration Date, it will not be a Qualifying Investment.
  3. If any cash deposit is not received within the Qualifying Period, being three (3) months of your Offer Registration Date, it will not be a Qualifying Investment.
  4. If any pending transfers are cancelled or amended after the twelve (12)-month period following the Offer Registration Date, or any transfer does not successfully complete, then they will not be considered under this promotion.
  5. If you make an early transfer out of the full JISA value before the end of the eighteen (18)-month period following your Offer Registration Date.
  6. Any partial transfers of JISA subscriptions (where permitted) made during the eighteen (18)-month period following the Offer Registration Date will be netted off against any Qualifying Investments received, so only a partial cashback may be awarded, or no award if the net Qualifying Investment is less than £2,000.
  1. Other Important Terms
  1. By registering for this offer, you agree to receive occasional reminders about this promotion.
  2. Investing with Wealthify is subject to a suitability assessment and no guarantee is made towards accepting you as a customer.
  3. The Wealthify standard terms and conditions also apply and are not affected in any way by this offer.
  4. ISA Regulations apply and a child can only have one Stocks & Shares Junior ISA at any one time.
  5. Wealthify reserve the right not to pay cashback under this offer if you have exceeded the £9,000 annual JISA allowance by subscribing to a JISA with another ISA Manager.
  6. The cashback is not transferable and there are no alternatives available.
  7. Only one Wealthify Account is permitted per customer.
  8. Wealthify reserves the right to amend, withdraw or restrict this promotion at any time without notice.
  9. Wealthify accepts no liability or responsibility for claims under this promotion which are lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.
  10. This promotion shall be governed and construed in accordance with the laws of England and Wales.
  11. The promoter of this offer is Wealthify Limited (“Wealthify”) whose registered office is at Tec Marina, Terra Nova Way, Penarth, CF64 1SA.

Risk Warning:

With a Wealthify investment your money is at risk, as the value can go down as well as up. The tax treatment of your investment will depend on your individual circumstances and may change in the future. If you are unsure about whether investing is right for you, please seek financial advice.