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Your money is looked after by a team of qualified investment managers with experience in established firms all over the world. Our experts have developed an investment system that uses algorithms and industry experience to pick the best funds available to you, then builds you an investment plan that suits your goals and attitude to risk. And because things are always changing in the financial markets, our team monitors and adjusts your plan regularly, to make sure your money works as hard as you do.

From our clear and simple platform to our flexible Investment Plans and excellent customer service; there are hundreds of great reasons why you might want to invest with Wealthify.

We’ve also won a number of awards over the years, including:

• Best Investment Platform for User Experience at the YourMoney.com Investment Awards 2023
• Best Managed Stocks & Shares ISA @ Good Money Guide Awards 2023
• Best Buy ISA, Best Buy JISA, Best for Beginners @ Boring Money Best Buys 2023
• Best Wealth Investment Platform @ Online Money Awards 2023
• Best Pension Platform at the YourMoney.com Investment Awards 2025

Not only that, but our Junior ISA has been named the Best Junior ISA at the Personal Finance Awards six years in a row!

We’re not a fully-automated investment service. We automate certain parts of the investment process, like monitoring how well global markets are performing, using computers programmed with algorithms (mathematical formulas). This is more cost-effective than having highly-paid fund managers do it and we pass those savings onto you. Our experts use the market information along with their own knowledge and experience, to make small adjustments to the mix of funds in your investment plan, where appropriate. So Wealthify uses a mix of smart algorithms and human expertise to make sure your plan stays on track.

Why invest in one company, when you can invest in them all? That’s the essence of passive investing. Instead of putting all your eggs in one basket and relying on one particular company to perform well, you spread your money across all of them, so that you benefit from their collective strength. To do this, you need funds like Mutual Funds, which are known as passive investment vehicles. These let your money track an index like the FTSE 100, which is composed of the 100 largest companies listed on the London Stock Exchange.

Passive investing is generally accepted as a more effective long-term strategy than the alternative, active investing, where fund managers try to pick the stocks they think will do best. The Dow S&P Indices show that as few as 14% of active fund managers actually manage to beat the market each year, when looked at over a long time period.

No. We are not regulated to give you advice on whether investing is right for you. If you’re unsure, you should always seek the advice of an Independent Financial Adviser (IFA).

Our minimum account size depends on the products you are interested in.

Savings Accounts

You can open a Wealthify Instant Access Savings Account and Wealthify Cash ISA with £1,000. You can top this up through instant bank transfer, one-off faster payments through open banking, and standing orders from your connected bank account.

Investment Plans

You can open a Wealthify Junior ISA with £500, a Stocks and Shares ISA with £1,000, and General Investment Account with £1,000. After the account is open, you can decide if you want to add to it with lump sums, regular Direct Debit payments, a combination of both, or adding whatever you can afford. It’s all up to you!

Our Personal Pension is a little bit different. To open an account, you’ll need to add a minimum of £1,000, and any deposits you make also have a minimum payment amount of £50.