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Wealthify Terms and Conditions

Previous versions

These are superseded versions of our terms and conditions, kept so you can check which applied to you at a given time. For the terms that apply now, see our current terms and conditions.

Customer Agreement

Document Effective until
Customer Agreement 30 March 2026
Customer Agreement 12 September 2024 for customers who held a Stocks and Shares ISA, Junior ISA, GIA or SIPP before 30 July 2024. 29 July 2024 for everyone else.

Investment Terms and Conditions

Document Effective until
Investment Terms and Conditions 28 July 2026
Investment Terms and Conditions 21 July 2026
Investment Terms and Conditions 24 June 2025
Investment Terms and Conditions 12 September 2024 for customers who held a Stocks and Shares ISA, Junior ISA or GIA before 30 July 2024. 29 July 2024 for everyone else.
Investment Terms and Conditions 30 November 2022
Investment Terms and Conditions 7 August 2021

Pension Terms and Conditions

Document Effective until
Pension Terms and Conditions 27 July 2026
Pension Terms and Conditions 12 November 2025
Pension Terms and Conditions 2 July 2025
Pension Terms and Conditions 25 July 2023

Cash ISA Terms and Conditions

Document Effective until
Cash ISA Terms and Conditions 30 March 2026
Cash ISA Terms and Conditions 15 September 2025

Instant Access Savings Account Terms and Conditions

Document Effective until
Instant Access Savings Account Terms and Conditions 30 March 2026
Instant Access Savings Account Terms and Conditions 15 September 2025

Winterflood Business Services policies

These policies applied to customers of Wealthify Investment accounts prior to 13th September 2024.

Document Effective until
WBS Privacy Policy 13 September 2024
WBS Complaints Policy 13 September 2024
WBS Conflicts of Interest Policy 13 September 2024
WBS Best Execution Policy 13 September 2024