Wealthify Customer Reviews
ISA facts
An ISA is a little tax-free gift from the UK government, so you really should make the most of them.
- ISAs are a great way for UK residents to save or invest tax-free
- Currently you can put up to £20,000 a year in an ISA
- You can set up any Wealthify Plan as an Investment ISA as long as it doesn’t exceed your annual tax-free allowance
- Remember that with investing your capital is at risk. Investments can go down as well as up and you may get back less than you originally invested
USE IT OR LOSE IT
Use your 2017/18 ISA allowance by 5th April 2018, or lose it forever.
LOOKING TO TRANSFER AN EXISTING ISA?
WHY WOULD YOU TRANSFER?
- Save money on fees if you’re paying more for your other Stocks & Shares ISAs
- Your money won’t be locked away; you can withdraw or transfer at any time
HOW TO DO IT?
You can transfer previous years’ Stocks & Shares ISAs or cash ISAs to a Wealthify Stocks & Shares ISA. Transfers don’t impact your current allowance at all, so you can still invest up to £20,000 this tax year. Always, always, always use the transfer form. Never withdraw the money yourself to pay in, as you’ll lose your tax-free benefits on that money forever. Simply set up a Wealthify ISA Plan first, then we will give you the transfer form to fund your plan with your previous ISA.
Why Wealthify?
We want to help make your money work harder. It’s simple – you choose what type of investor you want to be, from cautious to adventurous, and we’ll build you an investment Plan and manage it for you.
There’s no minimum investment, and you can withdraw anytime with no penalties. We also offer ethical Plans, so you can easily invest in line with your values.
Cautious
Minimising loss is the priority. Small movements up and down in Plan value are acceptable, with the aim of beating inflation.
Tentative
Limiting loss is important. Moderate movements up and down in Plan value are acceptable, with the aim of achieving reasonable growth.
Confident
Minimising losses is as important as making gains. Movements up and down in Plan value are acceptable, with the aim of achieving good growth.
Ambitious
Making gains is the priority. The risk of large losses and large movements up and down in Plan value are acceptable, with the aim of achieving high growth.
Adventurous
Maximising returns is the priority. The risk of substantial losses and substantial movements up and down in Plan value are acceptable, with the aim of achieving the highest growth possible.
WE USE FUNDS FROM LEADING PROVIDERS TO BUILD YOUR PLAN
