12 Month Pension Management Fee Free

As with all investing, your money is at risk as the value can go down as well as up and you may get back less than you invest.
The tax treatment of your investment will depend on your individual circumstances and may change in the future.
If you are unsure about whether investing is right for you, please seek financial advice.
If you transfer an existing pension to Wealthify, we will not be responsible for paying any exit fees that may be charged by your current provider. You should consider if your existing provider charges exit fees, as these could limit the financial benefit of changing provider.
You should understand the different fees and charges before making any transfers, checking that everything makes financial sense for you.
We are unable to accept any pensions that you’re taking an income from or transfer any pensions with defined benefits or guarantees. For other pensions, you should also consider whether you may lose any other valuable benefits if you transfer, such as loyalty bonuses.

Subject to these terms and conditions, this promotion is for reduced management fees on Wealthify Personal Pension Plans (SIPPs) only.
The first 12-month period will be free of management fees and will start from the date your Pension Plan is created.

You must be a new Wealthify customer aged 18 or over and a tax resident of Great Britain and Northern Ireland.
You must click the ‘Register For Offer’ button and open a Wealthify Account before 23:59 on Wednesday 9th of September 2026 through the dedicated link only available on Money Saving Expert (MSE) and create your Pension Plan within your Account.

This promotion is not available for:

current Wealthify customers or if you have previously opened a Wealthify Account; or
Wealthify Stocks & Shares ISA Plans, Junior ISA Plans, General Investment Account (GIA) Plans, Wealthify Instant Access Savings Accounts or Wealthify Cash ISAs. Only Pension Plans can qualify for this promotion.

Investment costs and other fees or charges are not covered as part of the offer and will still apply. The 12-month fee-free period is for Wealthify management fees on Pension Plans only. For full details of our fees and costs, see our fees page.

If you open a Wealthify Account using any route other than the dedicated link only available on Money Saving Expert (MSE).
If you no longer hold a Pension Plan.
After the initial 12-month period noted in clause 2b above, the fee free period will cease and you will revert to standard Wealthify management fees.
Wealthify Accounts with unfunded Plans may be cancelled and not re-created at the reduced fee rate.

Investing with Wealthify is subject to a suitability assessment and no guarantee is made towards accepting you as a customer.
The Wealthify standard terms and conditions also apply and are not affected in any way by this offer.
This reduced fee offer is not transferable and there are no alternatives available.
Only one Wealthify Account is permitted per customer.
Wealthify reserves the right to amend, withdraw or restrict this promotion at any time without notice.
Wealthify accepts no liability or responsibility for claims under this promotion which are lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.
This offer is not open to any employees of Wealthify or Embark.
This promotion shall be governed and construed in accordance with the laws of England and Wales.
The promoter of this offer is Wealthify Limited (“Wealthify”) whose registered office is at Tec Marina, Terra Nova Way, Penarth, CF64 1SA.

Risk Warning:

With a Wealthify investment your money is at risk, as the value can go down as well as up.

The tax treatment of your investment will depend on your individual circumstances and may change in the future.

If you are unsure about whether investing is right for you, please seek financial advice.