Stocks and Shares ISA

as featured on Money To The Masses

Individual Savings Accounts (ISAs) are a little gift from the UK government, so you should really make the most of them.



  • ISAs are a great way for UK residents to save or invest up to £20,000 tax-efficiently each year
  • There are four main types of ISA for over 18s: Cash ISA, Investment ISA, Innovative Finance ISA and Lifetime ISA
  • You can open one each of the four ISA types per year, and split your allowance between them (up to £4000 in a Lifetime ISA)
  • You can open an investment ISA with Wealthify, provided you haven't opened another stocks and shares ISA this tax year

With investing your capital is at risk.

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Winners of Best Investments Provider at the British Bank Awards 2020

Why Wealthify

We want to help make your money work harder. It’s simple – you choose what type of investor you want to be, from cautious to adventurous, and we’ll build you an investment Plan and manage it for you.

There’s no minimum investment, and you can withdraw anytime with no penalties. We also offer ethical Plans, so you can easily invest in line with your values.

Looking to transfer an existing isa?

Why would you transfer?

  • Save money on fees if you're paying more for your other Stocks and Shares ISAs
  • Your money won't be locked away, you can withdraw or transfer at any time

How to do it?

You can transfer previous years' Stocks and Shares ISAs or Cash ISAs to a Wealthify Stocks and Shares ISA. Transfers don't impact your current allowance at all, so you can still invest up to £20,000 this tax year. Always, always, always use the transfer form. Never withdraw the money yourself to pay in, as you'll lose your tax-free benefits on that money forever. Simply set up a Wealthify ISA Plan first, then we will give you the transfer form to fund your Plan with your previous ISA.

When you transfer an ISA to Wealthify, you should always use the official ISA Transfer Form to retain the ISA tax benefits

To find out more, download our Guide to Investment ISAs.

Safe & Secure


Your money, managed by our team of experienced and qualified investment experts.


Up to the first £85,000 of your money can be protected by the Financial Services Compensation Scheme (FSCS).


Your money and assets are held separately with a custodian.

Help is on hand

Our customer service team are happy to help with any queries on 0800 802 1800 or on Live Chat.

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