Choose your plan

Individual Savings Accounts or ISAs, are a great way to save or invest tax-efficiently. With a Wealthify ISA you get:

• Up to £20,000 tax-free investing each tax year
• Tax-free returns
• Start investing from just £1
• No fees for withdraws or transfers

Wealthify offer investment ISAs, also known as Stocks & Shares ISAs; we do not provide Cash ISAs.

A simple way to invest without the tax benefits of an ISA, ideal if you’ve used your ISA allowance.

• No minimum investment or maximum investment
• Top up whenever you like
• Your money isn’t locked in
• Low fees and no hidden costs

A Junior Stocks and Shares ISA is a tax-efficient way for you to save for your child.

• No minimum or maximum investment
• Top up whenever you like
• Your money isn’t locked in
• Low fees and no hidden costs

Money in a Junior ISA belongs to the child and they’ll be able to access it when they turn 18.

Each child can have one Junior Stocks & Shares ISA and one Junior Cash ISA, as long as the combined contributions don’t exceed £9,000 in each tax year.

If your child already has a Child Trust Fund, or a Junior Stocks and Shares ISA with another provider, then you’ll need to transfer the full amount to Wealthify using the official ISA Transfer Form to retain the tax benefits.

A great way to save for your future, or bring your old pensions together in one easy-to-manage place.

• Invest up to £60,000 a year tax free
• Tax relief top up of 25% automatically applied to your personal contributions
• Low minimum investment of £50 and minimum monthly investment is £50

• Whilst we keep our costs as low as possible, you should compare your current fees and charges with our pension costs to understand any differences, checking that everything makes financial sense for you before transferring.
• We won’t charge you if you transfer your pension to us. However, your existing pension provider might have an exit charge.
• Our investment experts will manage your Plan for you, taking the hassle out of saving for retirement. However, there are never any guarantees about how investments will perform.
• By combining two or more pensions, you're not guaranteed more money in retirement than you would if you kept them separate. However, by combining your pensions, you could save money on multiple fees.
• You can't transfer a pension to us that has safeguarded benefits or guarantees, which might include defined benefit pensions, defined contribution pensions with a guaranteed income, or benefits such as getting more than 25% of your cash tax-free. We also can't accept a transfer if you’re already taking an income from it. For other pensions, you should consider whether you may lose any valuable features, such as loyalty bonuses.
• Your pension will be transferred as cash only so the existing investments will need to be sold first, meaning for a period of time your pension will not be invested and you’ll be ‘out of the market’ while the transfer takes place.

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.

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A great way to start saving - and make the most out of your money - with a rate of 4.91% AER (variable).

• Top up you whenever you like
• Your money isn’t locked in
• No fees or hidden costs
• Limited to one account per person
• Open to UK tax residents (excluding Channel Islands) aged 18 or over

FSCS Protection

All your eligible deposits in accounts powered by ClearBank are added together when determining your level of FSCS protection. Compensation is limited to a maximum of £85,000 per person per banking licence.